Sibcy Cline Mortgage Services

/Home/1. Search Ohio Home Mortgage Lenders/Home Mortgage - Southwest Ohio/Home Mortgage - Hamilton County, Ohio/Home Mortgage - Cincinnati, Ohio

Sibcy Cline Mortgage Services
8044 Montgomery Road, Suite 301
Cincinnati, Ohio 45236
Phone:(513)984-6776

Sibcy Cline Mortgage Services offers a variety of products designed to meet the needs of all home buyers.

Pre-approval program early in the process give you a competitive edge as a buyer. The SCMS Quick Start Program can make contract negotiations easier. The seller is more likely to accept your offer with a qualified candidate. Don’t wait…get pre-approved today and feel more confident knowing you can afford your dream home.

FHA loans are mortgage loans that are insured by the Federal Housing Administration. With a low minimum borrower investment, requirement of just 3.5% of the sales price, FHA loans are well suited for a first time home purchase. Some of the benefits of FHA loans are;

* Great low fixed rate, often comparable to the best 30 year conventional rates.

* Reduced cost mortgage insurance premiums, which offer substantial savings over similar conventional loans.

* Allow for the use of gift funds and seller funded down payment assistance programs for help with down payment.

* More flexibility with credit approval than a conventional loan.

* Parents can help a child qualify for a loan as non-occupant co-borrower.

In the past, many lenders and Realtors avoided FHA financing due to an often difficult property inspection process. Fortunately, FHA has streamlined the mortgage process and certain inspections will not need to be reviewed by a lender for FHA approval. Sibcy Cline Mortgage is a Direct Endorsement FHA Underwriter. This means that we can execute the approval of your FHA loan from start to finish faster than most lenders in the area.

© Copyright 2009, Sibcy Cline Realtors |