Mechanics Savings Bank

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Mechanics Savings Bank
256 East Main Street
Lexington, OH 44904
Phone: 419-884-6010
Fax: 419-884-6033
Email: Lexington@mechanicsb.com

Mechanics is the community’s only home-owned residential mortgage lender. Over the years, Mechanics has refined its Mortgage Loan process to make it customer-friendly. Call or visit any of our banking offices to talk about your needs. Our lenders are prepared to help you through the process of evaluating fixed rate versus adjustable rate, how much of a down payment is advisable and how long a term to select.

And if you are considering building your dream home, Mechanics provides single-closing Construction Mortgage Loans that are appreciated by the homeowner and respected by our community’s home builders.

The goals we set for ourselves and how we pursue them are often what distinguish us from others. That statement is just as true for Mechanics Savings Bank as it is for you (our customer, prospect, shareholder, employee, supplier or just an interested observer). Our Guiding Principle tells you how we do business and Our Mission explains why we exist, that is, why you might miss us if we weren't here.

Mechanics Savings Bank is a FDIC insured savings bank chartered by the State of Ohio. Today, we stand as Richland County’s only locally owned bank. It is that unique "locally owned" status that allows us to say with enthusiasm, "The only one we answer to is you!" That phrase, our motto, originated over 30 years ago as an advertising jingle. With its timeless simplicity, it remains a hallmark of our independence.