New Carlisle Federal Savings Bank
New Carlisle Federal Savings Bank
400 North Main Street
New Carlisle, Ohio 45344
Phone: 937-845-3636
Fax: 937-845-3728
Hello, and thank you for visiting our website. If you are not already a customer of New Carlisle Federal Savings Bank, I invite you to become one.
No doubt the whole financial services industry has been facing difficult challenges of late. Wall Street banks and large regional banks have been especially hard hit. Even community banks like ours are impacted. We have customers who have lost jobs, business customers who have seen sales slump, and many others who have generally lost confidence in our economy. As a Bank, we too have felt the effect of this economic uncertainty, as has nearly every financial institution in our country.
In 2008, it was subprime lending that started the financial crisis. New Carlisle Federal was not, is not, and will not be a subprime lender. Most subprime loans were made by mortgage companies owned or controlled by larger regional and out of state corporations. This further exemplifies the difference between community banks like New Carlisle Federal and Wall Street banks.
New Carlisle Federal is a community Bank with a community focus. With three locations in New Carlisle, Springfield and Tipp City, we are able to deliver the friendly, personal relationship service we all appreciate.
We continue to actively lend to people in our communities. All decisions are made locally and quickly. We are not owned or controlled by some out of town or out of state bank holding company. We are an independent community bank. We are interested in what happens in your neighborhood and your community because we live in these same communities.
New Carlisle Federal is a well capitalized bank. We are conservative in our lending. We are conservative in our attitude toward taking unnecessary risk. We are also proud of our rich heritage spanning more than 125 years. And we are working hard every day to earn your confidence in the continued success of New Carlisle Federal.
Several months ago, the FDIC reassured depositors of the strength of our banking system by increasing deposit insurance to $250,000 per depositor. We have shown customers how with a combination of names they can have more than $1 million on deposit with New Carlisle Federal, and have it all insured. To see how this is done, visit the FDIC’s website at www2.fdic.gov/edie/, or call me and together we will work through the calculation.
New Carlisle Federal Savings Bank…….more Bank for your buck! We really do mean it.
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