Ohio Valley Bank

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Ohio Valley Bank
U.S. Route 52, 354 Private Drive 288, Suite 1
South Point, OH 45680
Phone: 740-894-1121
OVB Line: 888-FONE-OVB
Fax: 740-894-4401
Email: callcenter@ovbc.com

Ohio Valley Bank offers mortgages, home equity, construction, auto, and personal loans. This is a listing of some of our most popular loan products. Our rates are purchase/refinance for owner occupied property. Discount is available for those using Automatic payment deduction from OVB checking account.

Ohio Valley Bank, established in 1872, currently operates 16 offices throughout Ohio and West Virginia.

The Bank's headquarters are located at 420 Third Avenue in Gallipolis, Ohio. During its 132 years in business, it has never changed names, making it one of the oldest bank's in the state.

In the 90's, Ohio Valley Bank management established Ohio Valley Banc Corp. The Banc Corp. is a one-bank holding company (Ohio Valley Bank being that "one-bank") which has expanded to own two other subsidiaries: Loan Central, a finance company with five offices in southern Ohio, and Ohio Valley Financial Services, an insurance agency in Jackson, Ohio.

The mission of Ohio Valley Bank is clear. Our mission is to:

* exceed the expectations of our customers,
* increase the standard of living of our employees, and
* increase the value of our shareholders' investment

We accomplish our mission by: increasing innovative products and services for our customer; increasing employment opportunities for our employees; and increasing market value per share, dividends per share, or both for our shareholders.

The Directorate, Management, and Employees pledge to treat our customers, employees, and shareholders in the same manner as we would expect to be treated if we were a customer, employee or shareholder under the same set of circumstances.